Buying a house property involves so many choices and decisions. This process involves right from setting your budget, you choosing the house and getting your Bank approval. You can save lot of time and make the process smoother by getting Pre – approval of your mortgage.

The Pre-approval provides you the major as well as the important information about the maximum home price for which you are eligible with the guidelines.

The best thing about getting the mortgage pre – approved is; It is a FREE of COST and it will also be helpful in locking the rate of interest. The win-win situation is; if the interest lowers at the time of closing of your deal / getting the possession of your house, it will allow you to save the dollars and if it increases, the rate cannot be increased by the Bank.

The pre – approval you need to contact a Mortgage Professional at Divine Mortgage Group and fill a simple pre-approval application. We will go through the information, your down payment options, the process of buying home and on your expectations, which makes home buying lot less stress full.

There are so many new programs of different Banks for getting the mortgage for buying a House as following details.